When trying to build a home in Japan, many foreign nationals face a stark reality: most Japanese banks only want to see your "domestic income." Your career and assets built overseas are the crystallization of your hard work as a professional. When these are treated as "invisible" during the screening process, it feels like more than just an issue of loan amount—it feels like a barrier to being fairly evaluated as a professional. Dwell Japan's role is to restructure your "glob

1. The Common Misconception "If you don't have Permanent Residency (PR), you can't get a mortgage in Japan." This is one of the most common things foreign residents are told when they start thinking about buying a home. You might have even been turned away by a major bank already. While it’s true that PR makes the process smoother, it is NOT an absolute requirement. We have often seen clients successfully secure financing and build their dream homes while still on a working